It doesn't make sense that health insurance companies were allowed to do some of the things that the Patients' Bill of Rights now forbids.
For example, more than 100 million people were enrolled in plans that had limits on lifetime coverage. And insurance companies were able to cancel the policies of people who got sick. Yearly coverage limits will also be increased this year before being phased out all together.
Most of the 32 million people expected to receive coverage as a result of the new health care bill won't be covered until 2014, but President Barack Obama unveiled the bill on Tuesday, three months after signing the Affordable Care Act into law.
Obama warned insurers not to use the changes to drive up the cost of coverage.
"There are genuine cost drivers that are not caused by insurance companies," Obama said. "But what is also true is that we've got to make sure that this new law is not being used as an excuse to simply drive up costs."
With many of the rules the insurance industry was operating under, increasing premiums and making profit seemed to be the norm. For example, we pay for insurance especially for catastrophic situations, which is when we need it most. With lifetime and yearly coverage limits and the ability to cancel policies when people became sick, health insurance companies were simply collecting money when people were well.
The New York Timesreports that a study from Health Care for America Now revealed that the increase in premiums far exceeded normal medical inflation costs. Premiums increased 97 percent from 2000 to 2008, while medical costs only increased 39 percent.
This is actually the meat of the health insurance changes. If we cannot keep health insurers from simply using other tricks to raise rates, then the legislation will be less effective.
African Americans should be happy about this bill. Although it is far from perfect, the fact that 40 percent of African Americans were uninsured in 2008 and our health disparities cause us to die more from diseases like cancer makes this a good start.
Obama practically dared Republicans to try and change the law:
16-June-10 - I know I'm supposed to be all outraged about the Seattle cop punching the teen in her face because I'm black and stuff like that, HOWEVER, I don't know whether it's because I'm a jaded '80s baby tired of young people's lack of respect for authority or I'm just insensitive, but I think the girls in this video absolutely deserve what they got.
16-June-10 - I know I'm supposed to be all outraged about the Seattle cop punching the teen in her face because I'm black and stuff like that, HOWEVER, I don't know whether it's because I'm a jaded '80s baby tired of young people's lack of respect for authority or I'm just insensitive, but I think the girls in this video absolutely deserve what they got.
15-June-10 - Jarretta Hamilton is angry and unemployed. The 39-year-old teacher was fired last April because she had sex before marriage and wound up pregnant. Now she has broken her silence and has gone public.
12-June-10 - I am not quite sure what to make of the ruffled YouTube video that is now scouring the web out of Paterson, New Jersey, where an officer inexplicably grabs a man, turns him around and puts pepper spray in to his eyes twice.
11-June-10 - Indianapolis Police Chief Paul Ciesielski called for the firing of a white officer who's been charged with repeatedly striking a 15-year-old biracial boy in the face during an arrest. The attacks allegedly occurred after the boy had been subdued by other officers.
09-June-10 - Gary Coleman's ex-wife, Shannon Price, is up to her post-hubby's-death antics again. As if masterminding the sale of Coleman's pre- and- post-death photos wasn't enough, now the merry widow has managed to get in to Coleman's home and take practically everything that wasn't bolted down! Click Here for the Complete Story
09-June-10 - Todd Bridges, who co-starred with Gary Coleman on the popular sitcom "Diff'rent Strokes,"is livid about both Globe Magazine's and Shannon Price's involvement in Coleman's death photos.
08-June-10 - Desiree Rogers, the former White House social secretary who "left" to seek greener pastures after a major security faux paux occurred under her watch, was recently hired by Johnson Publishing Co., the owners of Jet and Ebony magazines, as a consultant.
07-June-10 - A Seattle writer is angry beyond words, because late last month his 8-year-old child was removed from her honors elementary school class. No, the child did not misbehave. Instead, the little girl was guilty of using a hair moisturizer that allegedly annoyed her Caucasian teacher.
04-June-10 - Alejandra, Jermaine Jackson's ex-wife, is taking her ex-mother-in-law, Katherine, to court to demand financial security for herself and her children.
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